Refund Policy

Effective 17 October 2026

https://nitinagarwal.in does not sell products, subscriptions, or other paid services, and it does not accept payment.

No charge is made through this website, so there is no payment here to refund. If a paid offering is added later, the refund terms will be stated on this page before you are asked to pay.

Questions about this policy can be sent to Nitin Agarwal, the operator of this site.